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Sensai
AI Stock Dissection
AI Stock Dissection
TATACAP
Mr. Rajiv Sabharwal B.Tech, MBA, PGDM · Mumbai, India · 17,286 employees
₹361.80
▲+1.93%Tata Capital is trading near its 52-week high, driven by strong revenue growth and a stable financial performance, but valuations are relatively high and may limit upside potential.
Exchange
NSI
Currency
INR
Day range
₹359.10 – ₹377.90
52-week range
₹296.00 – ₹379.95
Sector
Financial Services
Industry
Credit Services
AI investment rating
AI analysis60% confidence
We assess the current valuation to be in the higher end of its 1-year range, and while it reflects the company's strong performance, some caution is required.
4.8% below the 1-year high · trend down
Hedge-fund memo
Today
Tata Capital is rising 1.93% today, driven by strong institutional buying.
This week
The stock has traded in the upper third of its 1-year range, indicating a strong performance relative to its peers.
This month
Revenue growth has accelerated in the past few quarters, leading to increased investor interest in the company.
Bull thesis
Bear thesis
Hidden risks
News & sentiment
Bullish
11 headlines · 3 outlets · 7d
Tone · daily average
Smart money
Named holders aren't published for this listing (common for Indian stocks). The split at left is live.
Financial health
Profitability
Growth
Balance sheet
Financial statements
Earnings intelligence
Beat estimates in 1 of 2 recent quarters (EPS actual vs. consensus).
3.65 vs 3.5
4.29% surprise
3.0477 vs 3.4
-10.36% surprise
Competitive landscape
| Company | Market cap | P/E | ROE | Op. margin | Rev. growth |
|---|---|---|---|---|---|
| TATACAP | 1.53T | 28.24 | — | 57.06% | 40.30% |
| NSDL | 165.34B | 43.58 | 17.33% | 25.37% | 23.60% |
| LGEINDIA | 1.03T | 61.29 | 24.72% |
Technical intelligence
Volume
RSI (14) · 70 overbought / 30 oversold
MACD (12,26,9) · MACD vs signal
Candlesticks, volume, RSI and MACD from 199sessions of real Yahoo daily data. Moving averages use full history, so they're accurate at the left edge. Support / resistance are the 52-week low / high. Educational — technical signals are not buy or sell calls.
Risk intelligence
Dependence on key customers and suppliers
Mitigation: Diversification of product offerings and customer base
Business intelligence
Competitive moat
Tata Capital's diversified product offerings, strong brand, and efficient operations provide a lasting competitive advantage in the credit services market.
Supply chain
Upstream (inputs / suppliers)
↓
Downstream (customers / markets)
M&A / strategic moves
Catalyst calendar
Reiterate or upgrade earnings estimates
Thesis builder
Bull case
Tata Capital will continue to outperform its peers due to its strong brand and diversified product offerings, driving revenue growth of 20-25% over the next year.
Base case
The company will maintain its stable financial performance, delivering low double-digit revenue growth and moderate earnings growth.
Bear case
Relatively high valuations and potential risks associated with the company's financial performance will lead to a decline in the stock price, with revenue growth and earnings growth slowing down.
Time horizon
1-3 years
Est. CAGR
15-20%
Entry (qual.)
Invest when the stock price corrects 10-15% from its current levels, allowing for more attractive entry valuations.
Exit (qual.)
Sell when the stock price reaches 15-20% above its current levels, indicating a significant increase in valuations and potential risk.
Knowledge graph
Executives & sector are live; peers are clickable → their dissection. Institutional holders shown where the exchange publishes them.
Portfolio impact
Enter tickers + weights, then see how TATACAP fits.
Scenario simulator
Simulate a macro shock and see the illustrative impact:
Tailwind for tech & enablers.
Illustrative impact
Medium prob.Directional illustration only — not modelled on this company's actuals. A real simulator needs company financials.
Explain like…
Re-explain TATACAP for a different audience:
Pick a persona to get a tailored explanation.
Sensai publishes educational market commentary, not investment advice. We are not SEBI-registered investment advisers or research analysts, and nothing here is a recommendation to buy, sell, or hold any security.
Live prices, index levels, and other market data are pulled from third-party feeds, may be delayed, and can be inaccurate or unavailable. Do not rely on them for trading decisions.
Investing in equities carries risk, including the loss of principal. Always do your own research and consider consulting a SEBI-registered adviser before making any investment decision.
Hidden opportunities
Watch next
Investors should approach with caution, given the relatively high valuations and potential risks associated with the company's financial performance.
TradingView·1d ago·price target increase
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LatestLY·1d ago·share jump on results
LatestLY·1d ago·list inclusion neutral
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TradingView·2d ago·gold loan expansion
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TradingView·3d ago·share price uptick
TradingView·5d ago·informational, no outlook
Real press coverage from the last 7 days, scored by AI for tone — click any headline for the source. This is news sentiment, not social: X / Reddit / Telegram scoring needs a paid social provider. Educational only.
Annual income statement, oldest → newest. Live via Yahoo.
| 10.48% |
| 8.10% |
| TMCV | 1.52T | 49.87 | 26.05% | 8.49% | -37.80% |
Peers via Yahoo's similarity graph, same-sector first; fundamentals live. Ask the AI copilot below for a qualitative head-to-head.
Support (day/52w low)
₹359.10
Resistance (day/52w high)
₹377.90
Volume
1,21,63,715
Trend
down
RSI (14)
55
MACD
bearish
MA cross
golden
50-day MA
₹337.93
200-day MA
₹332.76
vs 200-DMA
8.7%
RSI/MACD computed from 6 months of daily closes; moving averages from Yahoo. Options positioning still needs an options feed.
Overall conviction 60%