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AI Stock Dissection
AI Stock Dissection
SBIN
Mr. Rana Ashutosh Kumar Singh · Mumbai, India · 2,45,131 employees
₹1,013.70
▬+0.05%State Bank of India (SBIN.NS) trades near its 52-week high, driven by strong growth in net interest income, sustained profitability, and a robust return on equity.
Exchange
NSI
Currency
INR
Day range
₹1,012.00 – ₹1,020.20
52-week range
₹786.55 – ₹1,234.70
Sector
Financial Services
Industry
Banks - Regional
AI investment rating
AI analysis80% confidence
The current price around ₹1,013 seems reasonable, sitting at the upper end of its 1-year range but supported by the company's robust profitability measures.
17.9% below the 1-year high · trend down
Hedge-fund memo
Today
Today, SBIN shares saw a minor 0.05% gain.
This week
The stock has remained within the day's ₹1,012-₹1,020.2 range.
This month
This is the second consecutive day of gains for the stock.
Bull thesis
Bear thesis
Hidden risks
News & sentiment
Bullish
9 headlines · 5 outlets · 7d
Tone · daily average
Smart money
Named holders aren't published for this listing (common for Indian stocks). The split at left is live.
Financial health
Profitability
Growth
Balance sheet
Financial statements
Earnings intelligence
Beat estimates in 4 of 4 recent quarters (EPS actual vs. consensus).
21.32 vs 19.84833
7.41% surprise
22.78 vs 18.92
20.40% surprise
22 vs 19.29
14.05% surprise
Competitive landscape
| Company | Market cap | P/E | ROE | Op. margin | Rev. growth |
|---|---|---|---|---|---|
| SBIN | 9.36T | 11.12 | 15.48% | 28.96% | 7.10% |
| ICICIBANK | 10.31T | 18.58 | 16.07% | 38.51% | 11.40% |
| HDFCBANK | 11.53T | 16.70 | 13.84% |
Technical intelligence
Volume
RSI (14) · 70 overbought / 30 oversold
MACD (12,26,9) · MACD vs signal
Candlesticks, volume, RSI and MACD from 500sessions of real Yahoo daily data. Moving averages use full history, so they're accurate at the left edge. Support / resistance are the 52-week low / high. Educational — technical signals are not buy or sell calls.
Risk intelligence
Interest Rate Hike
Mitigation: Monitor interest rate actions by the RBI and assess the likely impact on net interest margins.
Business intelligence
Competitive moat
Its large branch network, diversified product offerings, and robust distribution capabilities create long-term competitive advantages for SBIN in the Indian banking sector.
Supply chain
Upstream (inputs / suppliers)
↓
Downstream (customers / markets)
M&A / strategic moves
No notable recent activity flagged.
Catalyst calendar
RBI policy easing on interest rates leading to better lending margins
Thesis builder
Bull case
SBIN is poised for sustained profitability driven by stable interest income, expanding retail banking, and continued dividend payouts.
Base case
Growth will temper, but stable profitability and a strong dividend yield will maintain appeal.
Bear case
Economic instability, interest rate hikes, and increased competition will dent profitability and impact stock performance.
Time horizon
Medium to long term
Est. CAGR
10-12% range
Entry (qual.)
Buy on market dips or whenever interest rates stabilize.
Exit (qual.)
Sell if net interest margins decline by a significant margin or economic downturn becomes prolonged.
Overall conviction 80%
Knowledge graph
Executives & sector are live; peers are clickable → their dissection. Institutional holders shown where the exchange publishes them.
Portfolio impact
Enter tickers + weights, then see how SBIN fits.
Scenario simulator
Simulate a macro shock and see the illustrative impact:
Tailwind for tech & enablers.
Illustrative impact
Medium prob.Directional illustration only — not modelled on this company's actuals. A real simulator needs company financials.
Explain like…
Re-explain SBIN for a different audience:
Pick a persona to get a tailored explanation.
Sensai publishes educational market commentary, not investment advice. We are not SEBI-registered investment advisers or research analysts, and nothing here is a recommendation to buy, sell, or hold any security.
Live prices, index levels, and other market data are pulled from third-party feeds, may be delayed, and can be inaccurate or unavailable. Do not rely on them for trading decisions.
Investing in equities carries risk, including the loss of principal. Always do your own research and consider consulting a SEBI-registered adviser before making any investment decision.
Hidden opportunities
Watch next
Investors may consider topping up existing positions in the stock to ride out sector growth.
TradingView·4h ago·new funding growth
TradingView·8h ago·new bond issue
MarketWatch·2d ago·ICICI underperformance
TradingView·2d ago·bank outlook and analysis
Goodreturns·2d ago·strong returns forecast
Smartkarma·5d ago·first quarter profit boost
Equitypandit·5d ago·forecast overview
TradingView·5d ago·new debt issuance
TradingView·6d ago·bond risk assessment
Real press coverage from the last 7 days, scored by AI for tone — click any headline for the source. This is news sentiment, not social: X / Reddit / Telegram scoring needs a paid social provider. Educational only.
Annual income statement, oldest → newest. Live via Yahoo.
21.47 vs 18.966
13.20% surprise
| 33.29% |
| 16.60% |
| AXISBANK | 3.84T | 13.91 | 13.35% | 49.18% | 14.00% |
Peers via Yahoo's similarity graph, same-sector first; fundamentals live. Ask the AI copilot below for a qualitative head-to-head.
Support (day/52w low)
₹1,012.00
Resistance (day/52w high)
₹1,020.20
Volume
47,90,081
Trend
down
RSI (14)
47
MACD
bearish
MA cross
death
50-day MA
₹1,011.31
200-day MA
₹1,029.99
vs 200-DMA
-1.6%
RSI/MACD computed from 6 months of daily closes; moving averages from Yahoo. Options positioning still needs an options feed.