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Sensai
AI Stock Dissection
AI Stock Dissection
IDBI
Mr. Rakesh Kumar Sharma · Mumbai, India · 19,108 employees
₹84.04
▼-0.12%IDBI Bank trades near its lower 52-week range, offering a high-yield, low-P/E exposure with solid profitability.
Exchange
NSI
Currency
INR
Day range
₹83.70 – ₹85.30
52-week range
₹61.01 – ₹118.38
Sector
Financial Services
Industry
Banks - Regional
AI investment rating
AI analysis75% confidence
The stock appears undervalued relative to its 52-week range and earnings multiples, suggesting upside toward the upper third of its historical price band.
29.0% below the 1-year high · trend down
Hedge-fund memo
Today
Slight 0.12% decline on modest volume, trading near the lower end of its 52-week range.
This week
Consolidating in a narrow 80-85 INR band with steady trading volumes.
This month
Limited price movement as the market digests its earnings and dividend profile.
Bull thesis
Bear thesis
Hidden risks
News & sentiment
Neutral
24 headlines · 17 outlets · 7d
Tone · daily average
Smart money
Named holders aren't published for this listing (common for Indian stocks). The split at left is live.
Financial health
Profitability
Growth
Balance sheet
Financial statements
Earnings intelligence
Earnings history unavailable for this symbol.
Competitive landscape
| Company | Market cap | P/E | ROE | Op. margin | Rev. growth |
|---|---|---|---|---|---|
| IDBI | 903.63B | 9.69 | 13.87% | 15.58% | — |
| UNIONBANK | 1.30T | 6.30 | 15.80% | -887.68% | — |
| BANKINDIA | 624.72B | 5.08 | 13.70% |
Technical intelligence
Volume
RSI (14) · 70 overbought / 30 oversold
MACD (12,26,9) · MACD vs signal
Candlesticks, volume, RSI and MACD from 499sessions of real Yahoo daily data. Moving averages use full history, so they're accurate at the left edge. Support / resistance are the 52-week low / high. Educational — technical signals are not buy or sell calls.
Risk intelligence
Credit quality deterioration in loan portfolio
Mitigation: Enhanced credit monitoring and provisioning.
Slower economic growth reducing loan demand
Mitigation: Diversify product mix and expand into digital services.
Business intelligence
Competitive moat
Strong franchise and extensive branch network in underserved regions provide a durable moat against new entrants.
Supply chain
Upstream (inputs / suppliers)
↓
Downstream (customers / markets)
M&A / strategic moves
No notable recent activity flagged.
Catalyst calendar
Earnings announcement
RBI monetary policy decision
Thesis builder
Bull case
Robust profitability (48.6% margin) and attractive dividend yield support upside.
Base case
Stable earnings and moderate growth in a low-P/E environment provide a solid foundation.
Bear case
Limited earnings growth and heightened credit risk could constrain upside.
Time horizon
Medium-term (12-24 months).
Est. CAGR
approx 12%
Entry (qual.)
Current price near 84 INR, near the lower 52-week band offers a reasonable entry point.
Exit (qual.)
Target price around 110-115 INR, near the 52-week high, to capture upside.
Overall conviction 75%
Knowledge graph
Executives & sector are live; peers are clickable → their dissection. Institutional holders shown where the exchange publishes them.
Portfolio impact
Enter tickers + weights, then see how IDBI fits.
Scenario simulator
Simulate a macro shock and see the illustrative impact:
Tailwind for tech & enablers.
Illustrative impact
Medium prob.Directional illustration only — not modelled on this company's actuals. A real simulator needs company financials.
Explain like…
Re-explain IDBI for a different audience:
Pick a persona to get a tailored explanation.
Sensai publishes educational market commentary, not investment advice. We are not SEBI-registered investment advisers or research analysts, and nothing here is a recommendation to buy, sell, or hold any security.
Live prices, index levels, and other market data are pulled from third-party feeds, may be delayed, and can be inaccurate or unavailable. Do not rely on them for trading decisions.
Investing in equities carries risk, including the loss of principal. Always do your own research and consider consulting a SEBI-registered adviser before making any investment decision.
Hidden opportunities
Watch next
Maintain a Buy stance, targeting 110-115 INR as the stock is undervalued and poised for upside.
Business Standard·1d ago·irrelevant to IDBI
streamlinefeed.co.ke·1d ago·about Indegene, not IDBI
NDTV Profit·1d ago·positive coverage initiation
Thekanal·2d ago·employee protests privatization
The Economic Times·2d ago·irrelevant to IDBI
scanx.trade·2d ago·irrelevant to IDBI
Adda247·2d ago·negative banking regulation
The Hans India·2d ago·negative banking regulation
TradingView·2d ago·negative banking regulation
marketsmojo.com·2d ago·negative broker rating
NDTV Profit·2d ago·irrelevant to IDBI
NDTV Profit·2d ago·negative broker downgrade
TradingView·3d ago·negative banking regulation
PW·3d ago·neutral HR update
Upstox·3d ago·neutral price update
Upstox·3d ago·irrelevant to IDBI
NDTV Profit·3d ago·positive broker upgrade
Business Today·3d ago·neutral product update
NDTV Profit·3d ago·positive broker outlook
Insolvency Tracker·4d ago·irrelevant to IDBI
Goodreturns·4d ago·minor business restructuring
BusinessLine·4d ago·irrelevant to IDBI
Rediff MoneyWiz·4d ago·positive banking sector
NDTV Profit·4d ago·positive broker upgrade
Real press coverage from the last 7 days, scored by AI for tone — click any headline for the source. This is news sentiment, not social: X / Reddit / Telegram scoring needs a paid social provider. Educational only.
Annual income statement, oldest → newest. Live via Yahoo.
| 48.54% |
| 18.50% |
| IFCI | 198.09B | 106.55 | — | 117.94% | — |
Peers via Yahoo's similarity graph, same-sector first; fundamentals live. Ask the AI copilot below for a qualitative head-to-head.
Support (day/52w low)
₹83.70
Resistance (day/52w high)
₹85.30
Volume
66,67,896
Trend
down
RSI (14)
56
MACD
bearish
MA cross
death
50-day MA
₹80.73
200-day MA
₹89.94
vs 200-DMA
-6.6%
RSI/MACD computed from 6 months of daily closes; moving averages from Yahoo. Options positioning still needs an options feed.