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AI Stock Dissection
AI Stock Dissection
CRISIL
Mr. Amish P. Mehta · Mumbai, India · 5,081 employees
₹4,406.80
▼-0.94%CRISIL trades near its 52‑week high on solid earnings but remains over‑valued relative to peers, raising questions about upside potential.
Exchange
NSI
Currency
INR
Day range
₹4,389.20 – ₹4,450.00
52-week range
₹3,686.00 – ₹5,451.00
Sector
Financial Services
Industry
Financial Data & Stock Exchanges
AI investment rating
AI analysis65% confidence
The stock trades above the median of its industry peers; a cautious view would see upside only if earnings momentum accelerates.
19.2% below the 1-year high · trend down
Hedge-fund memo
Today
-0.94%
This week
~+5%
This month
~+12%
Bull thesis
Bear thesis
Hidden risks
News & sentiment
Neutral
24 headlines · 13 outlets · 7d
Tone · daily average
Smart money
Named holders aren't published for this listing (common for Indian stocks). The split at left is live.
Financial health
Profitability
Growth
Balance sheet
Financial statements
Earnings intelligence
Beat estimates in 1 of 3 recent quarters (EPS actual vs. consensus).
31.9 vs 28.3
12.72% surprise
33.02 vs 35.3
-6.46% surprise
26.41 vs 27
-2.19% surprise
Competitive landscape
| Company | Market cap | P/E | ROE | Op. margin | Rev. growth |
|---|---|---|---|---|---|
| CRISIL | 322.27B | 36.42 | 29.05% | 24.68% | 27.60% |
| ICRA | 47.38B | 26.17 | 16.28% | 34.39% | 4.10% |
| CARERATING | 51.38B | 30.08 | 19.75% |
Technical intelligence
Volume
RSI (14) · 70 overbought / 30 oversold
MACD (12,26,9) · MACD vs signal
Candlesticks, volume, RSI and MACD from 499sessions of real Yahoo daily data. Moving averages use full history, so they're accurate at the left edge. Support / resistance are the 52-week low / high. Educational — technical signals are not buy or sell calls.
Risk intelligence
Credit market slowdown
Mitigation: Diversify client base, enhance ESG and data services
Regulatory scrutiny
Mitigation: Engage with regulators, maintain compliance standards
Business intelligence
Competitive moat
CRISIL’s entrenched brand and proprietary rating methodology create high switching costs for institutional clients
Supply chain
Upstream (inputs / suppliers)
↓
Downstream (customers / markets)
M&A / strategic moves
Catalyst calendar
Revenue & margin update
New product line
Thesis builder
Bull case
Earnings will continue to rise as credit activity in India picks up, enhancing fee income
Base case
Current valuation reflects strong fundamentals, but price is near top of 52‑week range
Bear case
If credit markets slow or regulatory scrutiny increases, earnings could plateau
Time horizon
12–24 months
Est. CAGR
10–15%
Entry (qual.)
When price retraces to 3‑month low (~4300 INR)
Exit (qual.)
If valuation converges to peer median (~3500 INR) or earnings growth stalls
Overall conviction 65%
Knowledge graph
Executives & sector are live; peers are clickable → their dissection. Institutional holders shown where the exchange publishes them.
Portfolio impact
Enter tickers + weights, then see how CRISIL fits.
Scenario simulator
Simulate a macro shock and see the illustrative impact:
Tailwind for tech & enablers.
Illustrative impact
Medium prob.Directional illustration only — not modelled on this company's actuals. A real simulator needs company financials.
Explain like…
Re-explain CRISIL for a different audience:
Pick a persona to get a tailored explanation.
Sensai publishes educational market commentary, not investment advice. We are not SEBI-registered investment advisers or research analysts, and nothing here is a recommendation to buy, sell, or hold any security.
Live prices, index levels, and other market data are pulled from third-party feeds, may be delayed, and can be inaccurate or unavailable. Do not rely on them for trading decisions.
Investing in equities carries risk, including the loss of principal. Always do your own research and consider consulting a SEBI-registered adviser before making any investment decision.
Hidden opportunities
Watch next
Hold until valuation normalises or earnings growth accelerates
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InvestyWise·8h ago·credit rating assigned
financialexpress.com·8h ago·wealth report highlights growth
Moneycontrol.com·12h ago·export risk, domestic benefit
scanx.trade·12h ago·ESG rating upgrade
InvestyWise·13h ago·ESG rating upgrade
Prop News Time·13h ago·rating upgrade post demerger
Moneycontrol.com·13h ago·sales growth, positive outlook
Business Upturn·14h ago·moderate ESG score
Moneycontrol.com·14h ago·strong consolidated sales growth
InvestyWise·15h ago·ESG rating disclosure
Whalesbook·15h ago·index fund performance
TipRanks·15h ago·ESG rating disclosure
Whalesbook·15h ago·rating upgrade
Whalesbook·18h ago·technical breakout mention
Whalesbook·18h ago·technical breakout mention
Value Research·20h ago·fund overview
avinews.com·23h ago·commodity price rise benefits poultry
TipRanks·23h ago·rating upgrade
Business Standard·1d ago·import shift noted
TipRanks·1d ago·IPO use monitored
The News Mill·1d ago·investment friendliness ranking
Whalesbook·1d ago·index fund performance
Moneycontrol.com·1d ago·index fund performance
Real press coverage from the last 7 days, scored by AI for tone — click any headline for the source. This is news sentiment, not social: X / Reddit / Telegram scoring needs a paid social provider. Educational only.
Annual income statement, oldest → newest. Live via Yahoo.
| 43.56% |
| 19.20% |
| 3MINDIA | 393.60B | 75.29 | 28.90% | 17.22% | 16.80% |
Peers via Yahoo's similarity graph, same-sector first; fundamentals live. Ask the AI copilot below for a qualitative head-to-head.
Support (day/52w low)
₹4,389.20
Resistance (day/52w high)
₹4,450.00
Volume
17,840
Trend
down
RSI (14)
72
MACD
bullish
MA cross
death
50-day MA
₹4,089.05
200-day MA
₹4,332.35
vs 200-DMA
1.7%
RSI/MACD computed from 6 months of daily closes; moving averages from Yahoo. Options positioning still needs an options feed.