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Sensai
AI Stock Dissection
AI Stock Dissection
BANDHANBNK
Mr. Partha Pratim Sengupta · Kolkata, India · 74,500 employees
₹172.72
▼-0.50%Bandhan Bank’s share price trades near the upper third of its 52‑week range, reflecting solid earnings growth yet modest recent volatility.
Exchange
NSI
Currency
INR
Day range
₹171.44 – ₹174.23
52-week range
₹134.25 – ₹220.76
Sector
Financial Services
Industry
Banks - Regional
AI investment rating
AI analysis70% confidence
The stock is trading below prevailing peer multiples and near the middle of its 52‑week range, suggesting upside potential once valuation normalises.
21.8% below the 1-year high · trend up
Hedge-fund memo
Today
-0.5%
This week
+0.8% (indicative of a modest rebound)
This month
+4% (reflects YTD upside)
Bull thesis
Bear thesis
Hidden risks
News & sentiment
Neutral
5 headlines · 4 outlets · 7d
Tone · daily average
Smart money
Named holders aren't published for this listing (common for Indian stocks). The split at left is live.
Financial health
Profitability
Growth
Balance sheet
Financial statements
Earnings intelligence
Beat estimates in 1 of 4 recent quarters (EPS actual vs. consensus).
3.11 vs 3.465
-10.25% surprise
3.31 vs 2.53
30.83% surprise
1.28 vs 1.9475
-34.27% surprise
Competitive landscape
| Company | Market cap | P/E | ROE | Op. margin | Rev. growth |
|---|---|---|---|---|---|
| BANDHANBNK | 278.27B | 20.61 | — | 23.77% | 21.60% |
| RBLBANK | 585.43B | 31.24 | — | 13.97% | 40.80% |
| INDUSINDBK | 788.05B | 59.46 | — |
Technical intelligence
Volume
RSI (14) · 70 overbought / 30 oversold
MACD (12,26,9) · MACD vs signal
Candlesticks, volume, RSI and MACD from 500sessions of real Yahoo daily data. Moving averages use full history, so they're accurate at the left edge. Support / resistance are the 52-week low / high. Educational — technical signals are not buy or sell calls.
Risk intelligence
Capital adequacy decline
Mitigation: Active asset quality management and liquidity buffer
Interest‑rate hike
Mitigation: Fixed‑_COLUMN rate hedges and diversified loan mix
Regulatory changes
Mitigation: Engagement with regulators and compliance strength
Business intelligence
Competitive moat
A strong local customer base combined with an efficient risk underwriting framework gives Bandhan a competitive edge over larger national banks in the regional market.
Supply chain
Upstream (inputs / suppliers)
↓
Downstream (customers / markets)
M&A / strategic moves
Catalyst calendar
Quarterly earnings announcement
Dividend declaration
Thesis builder
Bull case
Bandhan’s disciplined credit policy and growth‑oriented loan mix position it for sustained earnings rise
Base case
Current performance remains within expectations given macro headwinds
Bear case
A prolonged interest‑rate hike cycle could erode net interest margin and asset quality
Time horizon
3‑5 years
Est. CAGR
8–12%
Entry (qual.)
Buy if price retreats to the lower 50‑61% of 52‑week range
Exit (qual.)
Sell if the stock exceeds the 61‑75% range or if capital ratios deteriorate
Overall conviction 70%
Knowledge graph
Executives & sector are live; peers are clickable → their dissection. Institutional holders shown where the exchange publishes them.
Portfolio impact
Enter tickers + weights, then see how BANDHANBNK fits.
Scenario simulator
Simulate a macro shock and see the illustrative impact:
Tailwind for tech & enablers.
Illustrative impact
Medium prob.Directional illustration only — not modelled on this company's actuals. A real simulator needs company financials.
Explain like…
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Sensai publishes educational market commentary, not investment advice. We are not SEBI-registered investment advisers or research analysts, and nothing here is a recommendation to buy, sell, or hold any security.
Live prices, index levels, and other market data are pulled from third-party feeds, may be delayed, and can be inaccurate or unavailable. Do not rely on them for trading decisions.
Investing in equities carries risk, including the loss of principal. Always do your own research and consider consulting a SEBI-registered adviser before making any investment decision.
Hidden opportunities
Watch next
Hold the position while monitoring for any downward pressure on capital ratios or earnings guidance.
TradingView·2d ago·forward P/E metric
Business Today·4d ago·share price mention only
TradingView·6d ago·revenue breakdown info
LatestLY·7d ago·shares edged up after declines
equitypandit.com·7d ago·weekly outlook
Real press coverage from the last 7 days, scored by AI for tone — click any headline for the source. This is news sentiment, not social: X / Reddit / Telegram scoring needs a paid social provider. Educational only.
Annual income statement, oldest → newest. Live via Yahoo.
0.69 vs 2.7275
-74.70% surprise
| 27.31% |
| 1.00% |
| IDFCFIRSTB | 730.37B | 32.73 | — | 33.40% | -1.10% |
Peers via Yahoo's similarity graph, same-sector first; fundamentals live. Ask the AI copilot below for a qualitative head-to-head.
Support (day/52w low)
₹171.44
Resistance (day/52w high)
₹174.23
Volume
93,33,788
Trend
up
RSI (14)
26
MACD
bearish
MA cross
golden
50-day MA
₹201.52
200-day MA
₹171.99
vs 200-DMA
0.4%
RSI/MACD computed from 6 months of daily closes; moving averages from Yahoo. Options positioning still needs an options feed.