Sensai
Reading the tape…Pulling live market data…Setting the scene…
Sensai
AI Fund Dissection
AI Fund Dissection
Compare Nippon India Equity Hybrid Fund - Segregated Portfolio 1 against another fund →NAV as of 21 Mar 2025 · AMFI publishes T+1
Since inception
25 Sept 2019
ISIN
INF204KB16F3
AI briefing
Nippon India Equity Hybrid Fund - Segregated Portfolio 1 is a direct plan aggressive hybrid fund that has significantly outperformed the Nifty 50 across all time periods, especially in recent months with exceptional returns of 125.99% across 1M, 3M, 6M, and 1Y horizons. The fund shows high volatility at 54.4% but demonstrates extremely low correlation (0.01) and beta (0.04) with the market, suggesting a unique strategy.
The fund appears to follow a highly concentrated, specialized strategy with minimal market exposure (beta 0.04) and extreme downside protection (downside capture 0%). The zero values in rolling returns and risk metrics suggest possible data limitations or a very specific mandate that may not reflect typical hybrid fund behavior.
Suits
Not for
News & sentiment
No press coverage found in the last 7 days. Smaller schemes are rarely covered by name — the data sections below are unaffected.
Performance
| Window | Fund | Nifty 50 | Difference |
|---|---|---|---|
| 1M | 125.99% | 5.22% | +120.77% |
| 3M | 125.99% | 1.69% | +124.30% |
| 6M | 125.99% | -7.00% | +132.99% |
| 1YCAGR | 125.99% | 8.97% | +117.02% |
| 3YCAGR | 31.23% | 11.90% |
SIP simulator
Monthly amount
For how long
Buys units at the actual published NAV on the same date each month, then computes XIRR over the real cash flows. Not a projection — this is what the SIP would have done.
₹5,000/mo × 61 months
XIRR 33.31%After tax
Tax treatment
Equity
LTCG 12.5% over ₹1.25L (held >1y); STCG 20%
Lock-in
None
Open-ended — redeem any day
₹10,00,000 lumpsum · 5 years at the fund's 17.7% CAGR
Illustrative, using FY2025-26 rules on a hypothetical lumpsum at this fund's realised 5-year CAGR — not a projection or tax advice. Debt gains are added to your income and taxed at your slab (shown at 30%); your actual rate may differ. Surcharge and cess are excluded.
Risk profile
Volatility
54.4%
Annualised, daily NAV
Sharpe
0.18
Excess return per unit of risk
Sortino
0.00
Downside risk only
Max drawdown
0.0%
25 Sept 2019 → 25 Sept 2019
Recovery
1 days
To reclaim the prior peak
Best 1 year
0.0%
Rolling, any start date
Worst 1 year
0.0%
Rolling, any start date
Sharpe and Sortino assume a 6.5% risk-free rate (~Indian 1-year T-bill).
Consistency
Every 3-year holding period since inception — 123 overlapping windows. This is what the fund returned depending on when you happened to buy.
Positive 3y windows
0%
Of 123 windows tested
Median 3y CAGR
0.0%
The typical outcome, not the best one
Vs Nifty 50
Beta
0.04
Moves less than the index
Alpha
+9.18%
Annualised, risk-adjusted
Correlation
0.01
1.0 = moves in lockstep
Upside capture
23%
Of index gains captured
Downside capture
0%
Of index falls absorbed
Capture below 100% on the downside and above it on the upside is the pattern investors pay for. Alpha assumes a 6.5% risk-free rate. Measured against the Nifty 50— the category-appropriate index, though not necessarily this fund's exact stated benchmark.
Cost of advice
| Window | Direct | Regular | Drag |
|---|---|---|---|
| 1Y | 125.99% | 126.25% | -0.27% |
| 3Y | 31.23% | 31.28% | -0.05% |
| 5Y | 17.71% | 17.74% | -0.03% |
₹10,00,000 held 5 years
Category
| Fund | 1Y | 3Y | 5Y | Volatility |
|---|---|---|---|---|
| Nippon Indiathis fund | 126.0% | 31.2% | 17.7% | 54.4% |
| ICICI Prudential | 4.6% | 14.8% | 16.8% | 11.9% |
| Kotak Mahindra | 5.8% | 13.8% | 13.5% | 12.2% |
Category rank
5-year return
17.7% CAGR100th percentile
Out-returned 100% of its category.
Calm (low volatility)
54.4% vol0th percentile
Steadier than 0% of its category.
Ranked against 21 same-category Direct-Growth schemes (the largest AMCs in Aggressive Hybrid Fund by scheme count). A high return percentile with a high calm percentile is the rare combination — most funds trade one for the other. Percentile is of this sample, not the whole category.
Both sides
What the numbers support
What they warn about
Not shown, and why
Portfolio holdings, sector allocation, AUM, expense ratio and the fund manager are absent because no free machine-readable feed publishes them — SEBI mandates monthly disclosure, but each AMC posts its own spreadsheet. Rather than estimate them, this page shows only what AMFI's published NAV series can prove. The cost section derives the expense difference from Direct vs Regular NAVs instead.
NAV as of 21 Mar 2025 · AMFI publishes T+1 · Educational only, not investment advice.
Sensai publishes educational market commentary, not investment advice. We are not SEBI-registered investment advisers or research analysts, and nothing here is a recommendation to buy, sell, or hold any security.
Live prices, index levels, and other market data are pulled from third-party feeds, may be delayed, and can be inaccurate or unavailable. Do not rely on them for trading decisions.
Investing in equities carries risk, including the loss of principal. Always do your own research and consider consulting a SEBI-registered adviser before making any investment decision.
AI interpretation of the computed statistics on this page — educational, not advice. It has no access to portfolio holdings and is instructed not to guess at them.
| +19.33% |
| 5YCAGR | 17.71% | 22.36% | -4.65% |
| InceptionCAGR | 16.02% | 14.45% | +1.57% |
Compared against the Nifty 50, the category-appropriate index — a small-cap fund judged against the large-cap Nifty 50 would look better than it is. Windows under 1 year are absolute; 1 year and beyond are annualised (CAGR). Only windows the fund has actually lived through are shown. Past performance does not indicate future returns.
Both plans hold the identical portfolio, so the gap between their NAVs is the commission — measured here from the published NAV series, not quoted from a TER sheet. Compared against scheme 147685. Distributors provide advice for that fee; whether it's worth it is your call.
| 1.5% |
| 11.9% |
| 12.5% |
| 11.6% |
| Nippon India | 3.2% | 11.7% | 12.4% | 13.0% |
| HDFC | -3.7% | 7.0% | 9.5% | 14.8% |
Same category (Hybrid Scheme - Aggressive Hybrid Fund), same plan type, sorted by 3-year CAGR. Peers are the largest AMCs in the category by scheme count — a size proxy, since scheme-level AUM isn't published in a machine-readable feed.