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AI Fund Dissection
AI Fund Dissection
Compare quant Small Cap Fund against another fund →NAV as of 28 Jul 2026 · AMFI publishes T+1
Since inception
3 Apr 2006
ISIN
INF966L01AA0
AI briefing
This fund, the Quant Small Cap Fund - Growth - Regular Plan, focuses on investing in smaller Indian companies. Its past performance has been relatively consistent, often outperforming the Nifty 50 but with higher volatility. The fund has been resilient during market downturns.
The fund's high upside capture and moderate downside capture suggest a moderately growth-oriented approach. The low correlation with the Nifty 50 and low beta indicate a diversified, sector-agnostic strategy, potentially with a mix of quality and momentum factors. The high Sharpe and Sortino ratios further hint at a focus on returns through risk management.
Suits
Not for
News & sentiment
Bullish
8 headlines · 5 outlets · 7d
Tone · daily average
Performance
| Window | Fund | Nifty 500 | Difference |
|---|---|---|---|
| 1M | -0.74% | 1.03% | -1.77% |
| 3M | 9.19% | 2.58% | +6.61% |
| 6M | 19.64% | 1.17% | +18.47% |
| 1YCAGR | 9.42% | 2.21% | +7.21% |
| 3YCAGR | 17.59% | 11.28% |
SIP simulator
Monthly amount
For how long
Buys units at the actual published NAV on the same date each month, then computes XIRR over the real cash flows. Not a projection — this is what the SIP would have done.
₹5,000/mo × 181 months
XIRR 19.11%After tax
Tax treatment
Equity
LTCG 12.5% over ₹1.25L (held >1y); STCG 20%
Lock-in
None
Open-ended — redeem any day
₹10,00,000 lumpsum · 5 years at the fund's 17.3% CAGR
Illustrative, using FY2025-26 rules on a hypothetical lumpsum at this fund's realised 5-year CAGR — not a projection or tax advice. Debt gains are added to your income and taxed at your slab (shown at 30%); your actual rate may differ. Surcharge and cess are excluded.
Risk profile
Volatility
49.4%
Annualised, daily NAV
Sharpe
0.16
Excess return per unit of risk
Sortino
0.27
Downside risk only
Max drawdown
-69.7%
11 Jan 2008 → 15 Jul 2008
Recovery
4560 days
To reclaim the prior peak
Best 1 year
213.5%
Rolling, any start date
Worst 1 year
-41.7%
Rolling, any start date
Worst-case entry
The unluckiest possible lumpsum: buy at the peak of , and you'd have watched it fall and waited just to break even. A monthly SIP would have softened this by buying through the fall; this is the lumpsum-at-the-top case.
Consistency
Every 3-year holding period since inception — 854 overlapping windows. This is what the fund returned depending on when you happened to buy.
Positive 3y windows
93%
Of 854 windows tested
Median 3y CAGR
9.8%
The typical outcome, not the best one
Vs Nifty 500
Beta
0.35
Moves less than the index
Alpha
+6.37%
Annualised, risk-adjusted
Correlation
0.15
1.0 = moves in lockstep
Upside capture
51%
Of index gains captured
Downside capture
37%
Of index falls absorbed
Capture below 100% on the downside and above it on the upside is the pattern investors pay for. Alpha assumes a 6.5% risk-free rate. Measured against the Nifty 500— the category-appropriate index, though not necessarily this fund's exact stated benchmark.
Cost of advice
| Window | Direct | Regular | Drag |
|---|---|---|---|
| 1Y | 10.37% | 9.42% | 0.95% |
| 3Y | 18.68% | 17.59% | 1.09% |
| 5Y | 18.67% | 17.30% | 1.37% |
| 10Y | 20.53% | 19.53% | 1.00% |
₹10,00,000 held 10 years
Category
| Fund | 1Y | 3Y | 5Y | Volatility |
|---|---|---|---|---|
| quantthis fund | 9.4% | 17.6% | 17.3% | 49.4% |
| Nippon India | 5.4% | 15.8% | 18.4% | 16.8% |
| Nippon India | 5.4% | 15.8% | 18.4% | 16.8% |
| UTI |
Category rank
5-year return
17.3% CAGR76th percentile
Out-returned 76% of its category.
Calm (low volatility)
49.4% vol0th percentile
Steadier than 0% of its category.
Ranked against 18 same-category Direct-Growth schemes (the largest AMCs in Small Cap Fund by scheme count). A high return percentile with a high calm percentile is the rare combination — most funds trade one for the other. Percentile is of this sample, not the whole category.
Both sides
What the numbers support
What they warn about
Not shown, and why
Portfolio holdings, sector allocation, AUM, expense ratio and the fund manager are absent because no free machine-readable feed publishes them — SEBI mandates monthly disclosure, but each AMC posts its own spreadsheet. Rather than estimate them, this page shows only what AMFI's published NAV series can prove. The cost section derives the expense difference from Direct vs Regular NAVs instead.
NAV as of 28 Jul 2026 · AMFI publishes T+1 · Educational only, not investment advice.
Sensai publishes educational market commentary, not investment advice. We are not SEBI-registered investment advisers or research analysts, and nothing here is a recommendation to buy, sell, or hold any security.
Live prices, index levels, and other market data are pulled from third-party feeds, may be delayed, and can be inaccurate or unavailable. Do not rely on them for trading decisions.
Investing in equities carries risk, including the loss of principal. Always do your own research and consider consulting a SEBI-registered adviser before making any investment decision.
AI interpretation of the computed statistics on this page — educational, not advice. It has no access to portfolio holdings and is instructed not to guess at them.
The Economic Times·1d ago·high return potential, portfolio relevance
financialexpress.com·2d ago·long-term growth, recovery
The Economic Times·2d ago·consistent performance, strong returns
Equitymaster·2d ago·neutral analysis, mixed factors
The Economic Times·3d ago·high returns, top performer
Moneycontrol.com·3d ago·leading returns, strong performance
Myinvestmentideas·6d ago·top ranked, strong returns
The Economic Times·7d ago·consistent, strong long-term returns
Real press coverage from the last 7 days, scored by AI for tone — click any headline for the source. This is news sentiment, not social: X / Reddit / Telegram scoring needs a paid social provider. Educational only.
| +6.32% |
| 5YCAGR | 17.30% | 11.45% | +5.85% |
| 10YCAGR | 19.53% | 12.27% | +7.26% |
| InceptionCAGR | 14.34% | 10.67% | +3.66% |
Compared against the Nifty 500, the category-appropriate index — a small-cap fund judged against the large-cap Nifty 50 would look better than it is. Windows under 1 year are absolute; 1 year and beyond are annualised (CAGR). Only windows the fund has actually lived through are shown. Past performance does not indicate future returns.
Sharpe and Sortino assume a 6.5% risk-free rate (~Indian 1-year T-bill).
Both plans hold the identical portfolio, so the gap between their NAVs is the commission — measured here from the published NAV series, not quoted from a TER sheet. Compared against scheme 120828. Distributors provide advice for that fee; whether it's worth it is your call.
| 4.4% |
| 14.7% |
| 14.7% |
| 15.7% |
| Kotak Mahindra | 1.5% | 11.9% | 12.5% | 18.8% |
| ICICI Prudential | 1.2% | 11.3% | 13.3% | 16.7% |
| ICICI Prudential | -24.9% | -9.7% | -2.4% | 17.5% |
Same category (Equity Scheme - Small Cap Fund), same plan type, sorted by 3-year CAGR. Peers are the largest AMCs in the category by scheme count — a size proxy, since scheme-level AUM isn't published in a machine-readable feed.